Gruha Lakshmi Scheme - all you need to know!

Schemes and Local Policies
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The Gruha Lakshmi scheme was introduced to provide a monthly allowance of Rs 2,000 to women head of families. It was launched on August 30th 2023 in Karnataka with great political excitement. The scheme improves income stability of the family as the women receive the amount directly to their bank accounts after applying.

Why was the scheme introduced?

The scheme was introduced to ensure women who are the head of their households receive a minimum support from the government.

Here’s how Chandani Nadaf is accessing Gruha Lakshmi

Chandani Nadaf, aged 56, lives in Hubli with her family. She availed the scheme in late 2023. She receives the sum directly to her bank account. She uses the sum for various purposes like visits to the dentist, personal contribution for festivals at home and to buy ration. She shared that receiving this amount has improved her independence and has made her more confident.

As of July 2024, 1.25 crore other women have accessed this scheme in Karnataka!

Do you know any women near you who can benefit from the scheme? By taking a small action and registering them for the scheme, you can improve lives!

Who is eligible for the scheme?

First, understand if they are eligible for the scheme:

  1. The woman needs to be living in Karnataka and must be 18 to 50 years old
  2. Their family must earn less than Rs 2,00,000 a year
  3. They must not work in any government job
  4. They must not own land
  5. They must have the following documents: Aadhar Card, Ration Card, Bank account, Income Certificate, Domicile Certificate

How can you help someone you know access this scheme?

If you can register the eligible woman online, follow these steps

  1. Ensure all documents such as Aadhar Card, Ration Card, Bank account details Income Certificate and Domicile Certificate are in place
  2. Apply online on Seva Sindhu portal (Section: Apply for services → Sub-section: Guarantee Schemes). The link is: www.sevasindhu.karnataka.gov.in
  3. Submit form and check if you are able to track the status
  4. They should be able to receive the benefits 30 days from when the application is approved

Please note: When applying online, you will have to first check your eligibility. Following this, if you are a new user - register (below the “Submit” button). Or else, login and register for the service. For more information on the steps after this, watch this video: [Graha laxmi yojana form in kannada | How to create account in seva sindhu| Graha Lakshmi Yojana 2023]
(Link - https://youtu.be/9IWAqp_UrKE?si=MFW0T3_nI_JpIVXD)

If you intend to submit it offline, follow these steps:

  1. Ensure all documents such as Aadhar Card, Ration Card, Bank account details Income Certificate and Domicile Certificate are in place
  2. Go to the Gram Panchayat office or the Ward Office and collect the form. To find your Gram Panchayat or Ward Office, use this link: https://panchatantra.karnataka.gov.in/USER_MODULE/userLogin/loadPanchamitra
  3. Fill the form and submit the documents.
  4. Check if you are able to track the status with registration number at the office
  5. They should be able to receive the benefits 30 days from when the application is approved

Do you think you want to share this article with a friend, a family member and a neighbour? Knowing more about the scheme can inspire action towards supporting an underserved family.

You can also find this article in Kannada here :

Stay tuned for more articles on experiences of accessing the scheme, coming soon!