The Gruha Lakshmi scheme was introduced to provide a monthly allowance of Rs 2,000 to women in households that are Below Poverty Line (BPL). It was launched on August 30th 2023 in Karnataka with great political excitement. After applying and receiving approval, the women receive a monthly allowance directly to their bank account, thus adding to their income stability!
Why was the scheme introduced?
The scheme was introduced to ensure women who are the head of their households (or sole earners) receive a minimum support from the government.
Oh! But is Rs 2,000 worth the effort of registration?
A BPL citizen (who is spending Rs. 33 a day in urban areas and only Rs. 27 a day in rural areas) requires various aspects of state and civil society support to ensure bare minimum wellbeing. This can take the form of support to construct pakka houses, ration to cook food and state-provided employment. Despite a mix of these, families are still suffering from extreme poverty, especially where a woman is the sole earner. This scheme thus improves lives through financial assistance that they can use based on their needs. It improves financial practices like saving, accruing interest among others.
Do you know any women near you who can benefit from the scheme? By taking a small action and registering them for the scheme, you can improve lives!
Who is eligible for the scheme?
First, understand if they are eligible for the scheme:
- The woman needs to be living in Karnataka and must be 18 to 50 years old
- Their family must earn less than Rs 2,00,000 a year
- They must not work in any government job
- They must not own land
- They must have the following documents: Aadhar Card, Ration Card, Bank account, Income Certificate, Domicile Certificate
How can you help someone you know access this scheme?
If you can register them online, follow these steps:
- Ensure all documents such as Aadhar Card, Ration Card, Bank account details Income Certificate and Domicile Certificate are in place
- Apply online on Seva Sindhu portal (Section: Apply for services → Sub-section: Guarantee Schemes). The link is: www.sevasindhu.karnataka.gov.in
- Submit form and check if you are able to track the status
- They should be able to receive the benefits 30 days from when the application is approved
Please note: When applying online, you will have to first check your eligibility. Following this, if you are a new user - register (below the “Submit” button). Or else, login and register for the service. For more information on the steps after this, watch this video: Graha laxmi yojana form in kannada | How to create account in seva sindhu| Graha Lakshmi Yojana 2023
If you intend to submit it offline, follow these steps:
- Ensure all documents (mentioned above) are in place
- Go to the Gram Panchayat office or the Ward Office and collect the form. To find your Gram Panchayat or Ward Office, use this link: https://panchatantra.karnataka.gov.in/USER_MODULE/userLogin/loadPanchamitra
- Fill the form and submit the documents.
- Check if you are able to track the status with registration number at the office
- They should be able to receive the benefits 30 days from when the application is approved
Do you think you want to share this article with a friend, a family member and a neighbour? Knowing more about the scheme can inspire action towards supporting an underserved family.
You can also find this article in Kannada here : Link
